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Black Chips

Equity Investor

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Stocks & Equity

  1. Reliable Income & Growth - Historical evidence shows dividends as a reliable source of income and additional portfolio growth over time.
  2. Mitigate Market Volatility - Dividends can act as a cushion during market turbulence, offering comfort to equity investors and encouraging them to stay invested.
  3. Potential for Share-Price Gains - Companies increasing dividend payouts to reward investors may lead to share-price appreciation, offering additional benefits for shareholders.
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Exchange Traded Funds (ETFs)

ETFs, or Exchange-Traded Funds, are like a hybrid of stocks and mutual funds. They're open-ended mutual funds that trade like stocks throughout the trading day. Unlike traditional mutual funds, ETFs can be bought or sold at any time when the market is open, just like shares of a company. This offers investors flexibility and liquidity. ETFs are bought and sold at market prices, which can sometimes differ from their net asset value.Exchange Traded Funds (ETF) Terminology

Non-Principal Protected Structured Notes (NPPN)

NPPNs: Tailored Investment Solutions

Non-Principal Protected Notes (NPPNs) offer a personalized approach to investment returns. Unlike traditional equity investments, NPPNs provide flexibility. They can yield enhanced returns when markets rise and varying levels of principal protection in market downturns.

Key Features:

  • Customizable to match your investment preferences.

  • Linked to various underlying assets like indices, stocks, and more.

  • Provides a balance between potential returns and capital protection.

  • Discover NPPNs: Explore investment alternatives that align with your unique financial goals.

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Closed Ended Funds

Closed-Ended Funds: A Unique Investment Approach

Explore the world of Closed-Ended Funds (CEFs), where traditional mutual fund principles meet a distinctive twist. Managed by investment experts, CEFs house diverse portfolios of securities, just like mutual funds. However, CEFs stand apart in their structure: once the initial public offering (IPO) concludes, capital no longer flows in or out through purchases or sales of shares. Instead, shares are traded on an exchange, with other market participants stepping in as buyers or sellers. This distinctive setup adds a layer of market dynamics to CEFs, offering an intriguing investment avenue.

Benefits:

  • Exchange Trading: CEF shares are traded on exchanges, enhancing flexibility and accessibility.

  • Diversification: CEFs pool resources to invest in various securities, spreading risk.

  • Unique Market Dynamics: Unlike traditional mutual funds, CEF prices can differ from their net asset value.

Insightful Videos

InvestED with RBC GAM: Smart investing with stocks
03:28

InvestED with RBC GAM: Smart investing with stocks

This beginner-friendly video breaks down three key ways you can grow your investments: dividends, profit growth, and valuation changes. Using Apple as an example, we’ll explore how you can turn a $205 investment into much more over time. Smart strategies for both short-term traders and long-term investors! 💡 #StockMarket #Investing #FinancialEducation #MoneyTalks 🔔 Get the latest insights from RBC GAM delivered to your inbox: http://spr.ly/605329NbB InvestÉD avec RBC GMA : Investir intelligemment sur le marché boursier Cette vidéo destinée aux débutants présente trois moyens clés de faire fructifier vos placements : les dividendes, la croissance des bénéfices et les variations de valorisation. Découvrez comment, en prenant Apple comme exemple, vous pouvez tirer un rendement important d’un placement initial de 205 $. Vous y trouverez des stratégies pour les investisseurs tant à court qu’à long terme. 💡 #MarchéBoursier #Investir #ÉducationFinancière #ParlonsArgent 🔔 Obtenez les dernières perspectives de RBC GAM dans votre boîte de réception : http://spr.ly/60502aT2r Transcription : 00:00:00-00:00:44 Bonjour. Aujourd’hui, nous allons parler de la possibilité de gagner de l’argent en investissant sur le marché boursier. Rappelons d’abord des notions de base : lorsque vous achetez des actions, vous ne devenez en réalité propriétaire que d’une partie d’une entité. Par exemple, si vous achetez une action d’Apple aujourd’hui, au moment de cet enregistrement, vous paierez 205 $ et détiendrez une toute petite fraction de l’entreprise. Exact. Théoriquement, Tim Cook, chef de la direction, est en partie responsable devant vous. En tant qu’investisseur, vous espérez que ce placement de 205 $ aura un jour une valeur de 300 $, 1 000 $ ou même 10 000 $. Voyons donc ce qui peut se produire. 00:00:45-00:01:18 Votre investissement dans Apple peut vous rapporter de l’argent de trois façons. Tout d’abord, le dividende. Apple verse un dividende minime de l’ordre de 25 cents par action chaque trimestre. Ainsi, votre action rapportera un dollar par année et, avec un peu de chance, davantage dans la mesure où Apple augmentera ses versements de dividendes au fil du temps. Il est difficile de s’enrichir en recevant des dividendes d’Apple, mais d’autres actions procurent des dividendes substantiels. Quoi qu’il en soit, les versements de dividendes constituent la principale façon de gagner de l’argent en investissant dans des actions. 00:01:19-00:01:44 La deuxième façon de faire fructifier votre placement sur le marché boursier est la croissance des bénéfices. Lorsqu’une société comme Apple améliore sa rentabilité, votre participation prend de plus en plus de valeur. Ainsi, si le bénéfice réalisé par Apple augmente de 10 % par année, votre participation dans cette entreprise vaudra également 10 % de plus chaque année, toutes choses étant égales par ailleurs. En tant qu’investisseur, vous misez donc sur de nombreuses ventes d’appareils iPhone chaque année. 00:01:45-00:02:20 Enfin, votre investissement peut s’apprécier ou se déprécier en raison de ce que nous appelons les variations de valorisation. Quelle est la valeur d’Apple selon les investisseurs ? À l’heure actuelle, la valeur des activités d’Apple s’élève à 3 100 milliards de dollars. Ce montant est égal à 28 fois le bénéfice attendu cette année. Or, le cours de l’action varie chaque jour en fonction de la nouvelle évaluation faite par les investisseurs. Peut-être que demain, l’entreprise vaudra 2 900 milliards au lieu de 3 000 milliards. Dans ce cas, votre investissement perdra de la valeur. C’est ainsi que les variations de valorisation se répercutent sur la valeur de votre investissement. 00:02:21-00:03:07 En résumé, les investisseurs axés sur le court terme parient généralement sur des variations de valorisation. Les investisseurs étant par nature nerveux, il arrive qu’ils débordent d’optimisme un jour et qu’ils soient exagérément pessimistes un autre jour. Les investisseurs axés sur le court terme essaient généralement de profiter de ces différences d’évaluation ou de les prévoir. Mais pour l’investisseur ayant une optique à long terme, les meilleurs rendements tendent à provenir des deux autres composantes, à savoir les dividendes et la croissance des bénéfices. Ces deux sources sont beaucoup plus stables et fiables, en particulier à long terme. Les dividendes sur le marché américain des actions ont été en moyenne de 2 % par année, tandis que la croissance des bénéfices a été en moyenne de 6 % par année. Si vous investissez à très long terme, vous recherchez généralement un rendement avoisinant 10 %, et c’est ce qui caractérise l’investissement sur le marché boursier.
How Could The Election Affect The Stock Market? - 10/8/24 | Market Sense | Fidelity Investments
24:30

How Could The Election Affect The Stock Market? - 10/8/24 | Market Sense | Fidelity Investments

On this episode of Market Sense, our Fidelity pros are answering viewers' questions about the 2024 election and how proposed policies could affect your finances. Plus, Fidelity’s V.P. of Government Relations will recap what she’s seeing and hearing on Capitol Hill as we countdown to election day. 00:00 Intro 01:48 Bull Market 2 Year Anniversary 05:43 How Tight will the Presidential Election Be? 09:22 GOP Policy Proposals 12:50 Dems Policy Proposals 15:11 Debt Ceiling Debate 17:37 Could National Debt Impact the Markets/Economy? 20:31 Tariff Impact on Markets/Economy? 21:27 Social Security 22:53 Impact of Election on the Markets? 23:27 Timmer’s Take: Q3 Earnings Questions? Drop them below 👇 and we’ll reply right in the comments. Like what you see? Register for the next event: https://fidelityevents.com/allevents/special/filtered?hubFilter=tags|market%20sense Subscribe to Fidelity Viewpoints: https://www.fidelity.com/signup/viewpoints_wkly • To see more videos, subscribe on YouTube: https://www.youtube.com/fidelity • Follow Fidelity on Reddit: https://www.reddit.com/r/fidelityinvestments/ • Follow Fidelity on Instagram: https://www.instagram.com/fidelity/ • Follow Fidelity on TikTok: https://www.tiktok.com/@fidelity • Follow Fidelity on Facebook: https://www.facebook.com/fidelityinvestments/ • Follow Fidelity on X (Twitter): https://www.twitter.com/Fidelity • Follow Fidelity on LinkedIn: https://www.linkedin.com/company/fidelity-investments/ • Follow Fidelity on Discord: https://discord.gg/FidelityInvestments • Follow Fidelity on Pinterest: https://www.pinterest.com/fidelityinvestments/ Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1168628.1.0
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Sunil Heda, CPA (US), CIM®
Heda Investments​

Investment Advisor and Associate Portfolio Manager,

Manulife Wealth Inc

Life Insurance Advisor,

Manulife Wealth Insurance Services Inc.

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