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Banking Services

Providing Everything You Need

Person Checking Data

Individual & Business - Advantage and
Investment Savings Account​​

Personal Advantage Account is a high-interest savings account that offers a high interest rate and gives you the features and flexibility of a chequing account. With online and telephone transfers, pre-authorized chequing and bill payments, and debit card access, you can access your money when and where you need it.  

Making deposits into your Personal Advantage Account is free, and withdrawals are free when your balance is $1,000 or more at the time of transaction.

Open Personal Advantage Account

Flexible Financing Solutions to achieve
Financial Freedom - Individual & Business

Canadians owe $1.65 for every dollar of disposable income in our pockets – we’re spending more than we’re making. And it can increase our stress if it prevents us from paying bills, putting food on the table or saving for the future.  

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Done Deal

Loans*

*Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

Guaranteed Investment Certificate (GIC's)

Guaranteed investment certificates (GICs) give you an investment guaranteed to grow and reassurance that your money is secure. Whether you’re looking for a low-risk investment or an effective way to diversify your portfolio, there are many benefits to GICs: 

  • Growth

  • Security 

  • Flexibility 

  • Simplicity

Business Team

Manulife Bank

Manulife Bank is a Schedule I federally chartered bank and a wholly‑owned subsidiary of The Manufacturers Life Insurance Company. Established in 1993, it was the first federally regulated bank opened by an insurance company in Canada. Manulife Bank supports the sale of the parent’s core products and distributes its products through a number of channels, including financial advisors, mortgage brokers, deposit brokers and direct‑to‑client.

To learn more, click here.

Diversified mortgage terms
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Manulife Bank REVIEW 2020 - Advantage Account / Manulife One / All-In Banking Package
10:43

Manulife Bank REVIEW 2020 - Advantage Account / Manulife One / All-In Banking Package

In this video, I review the Advantage Account, Manulife One, and The Manulife All-In Banking Package. Watch till the end for my opinion of each account. *High-interest savings account rate currently 0.30% *Advantage account rate 0.30% --------------------- RECOMMENDED VIDEOS Watch my review on Motusbank https://youtu.be/_20wILfGfro Watch my Review on The EQ Bank Savings Plus Account https://youtu.be/aoWM4S2vtig ------------------------ FOLLOW ME ON INSTAGRAM & FACEBOOK https://www.instagram.com/charleewayne https://www.facebook.com/charleewayn/ SUBSCRIBE TO MY YOUTUBE CHANNEL TO HELP SUPPORT THE GROWTH OF MY CHANNEL. https://www.youtube.com/charleewayne?sub_confirmation=1 -------------------------- FINANCIAL PRODUCTS I USE Wealthsimple Invest - Robo-advisor Investing app ($50 Sign-up Bonus) https://wealthsimple.sjv.io/97N0e Wealthsimple Trade - Commission-Free Trading App ($5 Sign-up Bonus) http://bit.ly/2TJrIDaWealthsimpleTrade EQ Bank Savings Plus Account - Get an everyday 1.70% interest rate* https://bit.ly/CharleewayneEQBank KOHO - Spending account with a reloadable prepaid Visa (Get an extra 1% cash back for 90 days) https://koho.onelink.me/Iw0N/charleewayne or use code CHARLEEWAYNE Mogo - Prepaid Visa, Free Credit Scores, Free Identity Fraud Protection Bitcoin Investing & more http://bit.ly/CharleewayneMogo Ampli - Cashback Rewards App ($5 Sign-up Bonus) https://bit.ly/35G9SGKAmpli or use code CHARLEE57263 Borrowell - Free Credit Scores, loans & personal recommendations https://bit.ly/3aRFSdyBorrowellCharleewayne Moka (Mylo) - Investing App ($5 Sign-up Bonus) https://go.moka.ai/gpVol0bug8 Stack - No FX Fees Prepaid Mastercard ($5 Sign-up Bonus) https://getstackco.app.link/iiWScV7D49 Tangerine - Best No Fee Chequing Account & Savings Account ($50 Sign-up Bonus) https://www.tangerine.ca/en/referafriend Link for more Info & use my code: 58269074S1 Rakuten.ca - Cashback Reward App ($5 Sign-up Bonus) https://www.rakuten.ca/referrer?referrerid=charleewayne&src=iOS Swagbucks - Earn Free Gift Cards by answering surveys, watching videos, shopping online, and more ($3 Sign-up Bonus) https://www.swagbucks.com/?cmd=sb-register&rb=43370761&cmp=197&cxid=2001-apps Paymi - Cashback Rewards App ($5 Sign-up Bonus) https://app.paymi.com/referral/NP1NXN Caddle - Earn Cashback by uploading receipts, watching ads and answering surveys ($1 Sign-up Bonus) http://ssqt.co/mEg2nyL or use my promo code B913G478PH Honey - The Free browser extension for discount codes ($5 sign-up bonus) https://joinhoney.com/ref/003dhjx Public Mobile - Cheapest Phone Plans in the Country ($10 Sign-up Bonus) https://activate.publicmobile.ca/?raf=YRZKRJ or use code YRZKRJ Honeygain - passive money making app ($5 Sign-up bonus) https://r.honeygain.me/ME_AK58F79 CashMagnet - passive money making app http://cashmagnetapp.com/?refld=d3bQtk Cash Alarm - passive money making app (4444 coins Sign-up bonus) http://bit.ly/charleewayneCashAlarm -------------------- DISCLAIMER - This is not a sponsored video, all my content is my own opinion and experiences. I am not a financial advisor and my videos are for entertainment purposes only. The financial products above contain affiliate links. Which means I earn a commission when signing up using my link at no extra cost to you. In most cases you get a sign-up bonus. All of my affiliate partners are with companies I use for my own personal finances. Music: Coupe By The Grand Affair

Insightful Videos*

The Advisor and Manulife Securities Incorporated, (“Manulife Securities”) and/or Manulife Securities Insurance Inc. do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of the advisor or Manulife Securities. The information in this communication is subject to change without notice. This publication contains opinions of the writer and may not reflect opinions of the Advisor and Manulife Securities Incorporated, Manulife Securities Investment Services Inc. (“Manulife Securities”) and/or Manulife Securities Insurance Inc. The information contained herein was obtained from sources believed to be reliable, no representation, or warranty, express or implied, is made by the writer, Manulife Securities or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional Advisors for advice based on your specific circumstances.

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IIROC Advisor report
CIPF Member

Contact Us

Sunil Heda, CPA (US) 

Heda Investments

Associate Portfolio Manager, Manulife Securities Incorporated

Life Insurance Advisor, Manulife Securities Insurance Inc.

5451 Highway 7, Suite #206
Woodbridge, ONTARIO L4L 0B2

sunil.heda@manulifesecurities.ca 

Phone:  416-571-0369 (Cell) / 905-605-7400 (Bus.)

Sunil Heda, Associate Portfolio Manager

Please give a brief description for your meeting request and we will get back to you within 24 hours

Thanks for submitting!

Manulife Securities

Sunil Heda, CPA (US)

Heda Investments
Associate Portfolio Manager, Manulife Securities Incorporated

Life Insurance Advisor, Manulife Securities Insurance Inc.

sunil.heda@manulifesecurities.ca
Phone: 
416 571 0369 (Cell) / 905-605-7400 (Bus.)

© 2021 Manulife Securities, all rights reserved.

Stocks, bonds and mutual funds are offered through Manulife Securities Incorporated.
Insurance products and services are offered through Manulife Securities Insurance Inc.
Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada..
Manulife Securities is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Securities Incorporated, Manulife Securities Investment Services Inc. and Manulife Securities Insurance Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company. 
Please confirm with your Advisor which company you are dealing with for each of your products and services.

Heda Investments is a Trade Name used for dealer business only.

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