Sunil's Blog & Market Update

The small-cap paradox explains recent market trends and shifting performance patterns. The small-cap paradox shows why fundamentals still matter despite changing conditions. Understanding the small-cap paradox help investors navigate growth and risk effectively.

With more investors making use of the Money Market Fund inside the Guaranteed Investment Funds product, Question arises about interest distributions are reflected on client statement and why your book value may be higher than your market value

A bond is a fixed income investment representing a loan made by an investor to a borrower. Borrowers include governments, companies, and other entities issuing bonds to raise money to fund their operations.

When you have competing priorities, where do you put your money? Do you save for the future or get rid of your debt? Join this webinar to learn about things that may affect your decisions and strategies to help you decide.

While you may just want to focus on the joy of being married (hello, honeymoon!), now is the time to prepare for your future together. Because life is full of unexpected curveballs that could rain on your marital parade, it's smart to establish a financial safety net so you're more prepared for whatever may come.

Looking back at past geopolitical events, history shows that markets often fall first and recover quickly after geopolitical events.

Retirement plans are important. How do they work and how do they work together?

Case study: Learn how income annuities can help you beat retirement risks.

You probably have both short- & long-term financial goals. How much time you have to achieve your goals can help guide you save and invest.

So you've landed a job with benefits — kudos! Even better, as part of that package, you're covered by a group life insurance policy. Now you don't have to worry, right? Not necessarily — the insurance provided by your employer may not provide you with the amount of coverage you ultimately need, at least, not according to surveyed Canadians.

When you have competing priorities, where do you put your money? Do you save for the future or get rid of your debt? Join this webinar to learn about things that may affect your decisions and strategies to help you decide.

Governments and corporations issue bonds when they need to raise money. In return for buying the bonds, the investor – or bondholder – receives periodic interest payments known as coupons.

Will the CPP exist when I retire? When and how should I apply for it? Join this webinar to get answers to your questions about this government program.

Estate planning is an emotional task with major financial consequences – it can feel overwhelming at times. On the bright side, you have many helpful tools at your disposal. For example, have you considered estate planning with life insurance?

Marriage is a big commitment that requires a long-term game plan. Hopefully life won't throw too many curveballs your way, but if or when it does, you want to be ready

Easter Monday

You’ve worked hard to build your retirement savings and you’re ready to think about turning your savings into income. How does the transition from savings to income affect your income taxes? Join this webinar to learn how different types of retirement income are taxed. You’ll also learn about tax credits and programs that can reduce the amount of tax you pay.

After all, in the past, there may have been two of you to help pay for essentials like your mortgage, utilities, groceries and insurance — not to mention dinners out and coffee runs. If you're feeling a bit overwhelmed, focus on the basics, like establishing new finances goals and a budget

Good Friday

Owning a life insurance policy is a weighty decision with short- and long-term implications for taxes, legal matters, and estate planning. People often focus solely on after-tax premium costs and leave other critical factors out of their decision-making process