Sunil's Blog & Market Update

While you may just want to focus on the joy of being married (hello, honeymoon!), now is the time to prepare for your future together. Because life is full of unexpected curveballs that could rain on your marital parade, it's smart to establish a financial safety net so you're more prepared for whatever may come.

So you've landed a job with benefits — kudos! Even better, as part of that package, you're covered by a group life insurance policy. Now you don't have to worry, right? Not necessarily — the insurance provided by your employer may not provide you with the amount of coverage you ultimately need, at least, not according to surveyed Canadians.

Owning a life insurance policy is a weighty decision with short- and long-term implications for taxes, legal matters, and estate planning. People often focus solely on after-tax premium costs and leave other critical factors out of their decision-making process

Almost $33,000. That's the lifetime average amount a cancer patient can expect to pay out of pocket, Critical illness insurance is designed to offer a financial safety net according to a new study released by the Canadian Cancer Society

A key piece in that financial toolkit is life insurance. And here’s why: It’s often overlooked.

Single parents often have unique questions when it comes to life insurance.

Many retirees have reached the point of financial security and might not consider life insurance important

Did you know that life insurance may be the single greatest gift you can buy for your family? I emphasize buy because, of course, nothing can replace the gifts of time and love you already give them.

What are the most significant mortality drivers in Canada and how are they changing? Understanding leading causes of death in Canada can help underscore the need for insurance coverage. This article explores two significant mortality drivers: Cancer and metabolic syndrome.

We know that disability insurance is meant to provide coverage if you get sick or injured and can’t work.

What disability insurance is, it is a form of insurance that provides you with a percentage of your income.

However, when it comes to life insurance, is a one-million-dollar life insurance policy enough? Is it too much?

Insurance professional and Mexican American Monica Rangel works hard to educate the Hispanic community about life insurance.

Your top financial behavior is most likely a willingness to have tough conversations about finances, even if they feel uncomfortable.

Bringing up life insurance with your family and loved ones is not fun or easy

If your children are grown, the house is paid for and you’re about to retire, it may seem like your time for life insurance has passed

Combining annuities & life insurance can be one way to achieve a comprehensive plan that sets you on the right track for a relaxing retiremt

Going on disability leave is stressful especially as your pay cheque is smaller and bills will keep coming.

Life insurance is a topic associated with adults since it provides peace of mind for those who have someone depending on them financially

Prepare for how life will change when you welcome a new baby into your family.