Sunil's Blog & Market Update

Are your personal assets protected from your creditors? While no plans are foolproof, here are a few approaches to consider. Think of them as discussion prompts to use with financial and legal advisors, since this is an area in which you’ll need expert guidance

With more investors making use of the Money Market Fund inside the Guaranteed Investment Funds product, Question arises about interest distributions are reflected on client statement and why your book value may be higher than your market value

A bond is a fixed income investment representing a loan made by an investor to a borrower. Borrowers include governments, companies, and other entities issuing bonds to raise money to fund their operations.

When you have competing priorities, where do you put your money? Do you save for the future or get rid of your debt? Join this webinar to learn about things that may affect your decisions and strategies to help you decide.

When you have competing priorities, where do you put your money? Do you save for the future or get rid of your debt? Join this webinar to learn about things that may affect your decisions and strategies to help you decide.

Governments and corporations issue bonds when they need to raise money. In return for buying the bonds, the investor – or bondholder – receives periodic interest payments known as coupons.

Will the CPP exist when I retire? When and how should I apply for it? Join this webinar to get answers to your questions about this government program.

You’ve worked hard to build your retirement savings and you’re ready to think about turning your savings into income. How does the transition from savings to income affect your income taxes? Join this webinar to learn how different types of retirement income are taxed. You’ll also learn about tax credits and programs that can reduce the amount of tax you pay.

You’ve worked hard to build your retirement savings and you’re ready to think about turning your savings into income. How does the transition from savings to income affect your income taxes? Join this webinar to learn how different types of retirement income are taxed. You’ll also learn about tax credits and programs that can reduce the amount of tax you pay.

We know they’re out there: an email that doesn’t sound quite right, a link that feels just a little shady, or a security alert about the password you used on that site. Join this webinar to find out how to protect yourself online. Learn to spot the most common scams and get practical tips that can keep you and your money safe.

fixed-income investors faced a challenging environment shaped by geopolitical shocks, inflationary pressures and heightened market volatility. Economic indicators suggest a growing risk of stagflation

For commercial real estate (CRE) borrowers and lenders, central banks have been a persistent source of frustration in recent years. Aiming to rein in stubborn inflation, the Federal Reserve and most of its peers have maintained elevated interest rates longer than anticipated

Personal savings, group retirement plans, and income from other sources—navigating through all the available options might be confusing. Join this webinar to learn the basics of how and when to start receiving retirement income

The commercial real estate landscape in 2025 is shaped by structural uncertainty driven by geopolitical tensions, persistent inflation, and an unpredictable interest rate path

Systematic equity investing – using diversified factor exposures including value, quality, growth, and momentum – can provide durable sources of excess return potential and help portfolios weather policy shocks and market volatility.

The rise of private markets has brought new attention to private investment grade (IG) credit, which can offer investors a premium over public IG for giving borrowers customized terms – though that premium comes with certain risks.

Uncertainty remains high, but so are bond yields, leading to attractive opportunities for active investors, Amid continuing volatility in our global economic outlook, we seek to invest in high quality fixed income

This period of volatility is unique in that it is related to a conscious policy decision and style of implementation rather than an exogenous shock. We had expected uncertainty from President Donald Trump’s policies, as he widely telegraphed that resetting global trade would be a key priority. Trump has been a proponent of tariffs and Income since the 1980s, long before he held office. But we, and many others, were surprised by the absolute level of tariffs and the Trump admi

Personal savings, group retirement plans, and income from other sources—navigating through all the available options might be confusing. Join this webinar to learn the basics of how and when to start receiving retirement income

Government bond yields have been rising across the globe since markets returned to risk-on mode following early April’s surge in market volatility. We explore why the recent yield spike may be transitory and consider the current attractiveness of fixed income relative to other assets on a risk-adjusted basis